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In a SEP-IRA, the employer is the sole contributor. The employer may contribute, on the employee's behalf, up to 25% of the employee's compensation or $49,000 (for 2009), whichever is less, (compensation is limited for 2009 is $245,000). Aside from the higher contribution limit, SEP-IRAs are generally subject to the same rules governing Traditional IRAs and are inexpensive for employers to offer — there is virtually no administration and the cost is minimal. Call 1-800-DREYFUS, or contact us to learn more about how a SEP-IRA can help you build your retirement savings. This does not constitute tax advice. Consult your tax advisor. There are fees, expenses, taxes and penalties associated with SEP-IRAs. Investors should consider the investment objectives, risks, charges, and expenses of a fund carefully before investing. Download a prospectus that contains this and other information about a fund, and read it carefully before investing. |
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