Products & Services | Retirement Products

> >

Retirement Products |

Simplified Employee Pension IRA (SEP-IRA)

In a SEP-IRA, the employer is the sole contributor. The employer may contribute, on the employee's behalf, the lesser of 25% of the employee's compensation or $49,000 (for 2010), whichever is less, (compensation is limited to $245,000 for 2010).

Aside from the higher contribution limit, SEP-IRAs are generally subject to the same rules governing Traditional IRAs and are inexpensive for employers to offer — there is virtually no administration and the cost is minimal.

Call 1-800-DREYFUS, or contact us to learn more about how a SEP-IRA can help you build your retirement savings.

This does not constitute tax advice. Consult your tax advisor. There are fees, expenses, taxes and penalties associated with SEP-IRAs.

Investors should consider the investment objectives, risks, charges, and expenses of a fund carefully before investing. Download a prospectus that contains this and other information about a fund, and read it carefully before investing.