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Retirement Products
A secure retirement is something all investors aim to achieve. With careful planning, professional guidance and ongoing assessment, you'll be able to plan for that retirement with the IRA or retirement plan choice that's right for you. Learn more.
- Traditional
IRA — Traditional IRA investors can benefit from tax-deferred
earnings, regardless of their income level.
- Roth
IRA — The major advantage of a Roth IRA is that you will
be eligible for tax-free distributions if you make a qualified
withdrawal.
- Rollover
IRA — If you are about to receive a distribution from
a qualified pension or profit-sharing plan, 401(k), 457(b) or
403(b), you can avoid the mandatory 20% federal income tax withholding
if you transfer that distribution directly to a Rollover IRA.
- SEP-IRA — This retirement plan offers a valuable investment opportunity for self-employed individuals and small business owners.
- SIMPLE IRA — This retirement plan for small businesses can serve as a valuable retirement savings alternative to a traditional 401(k) plan.
- 401(k) and 403(b)(7)
— These plans are employer-sponsored plans that allow employees to set aside savings for retirement before taxes.
Dreyfus also offers mutual
funds that may be appropriate for your retirement savings, including
stock, bond and money market funds. For additional information,
visit the Retirement
Center of our Planning & Education section.
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