|
Dreyfus Managed Asset ProgramSM |
|
Investing Without a Strategy? It's Time for a Disciplined Plan
|
Establishing a sound investment
plan can be an invaluable first step toward helping you attain your
long-term goals. Dreyfus Managed Asset ProgramSM offers
you the comprehensive tools and personalized services to develop
a customized investment strategy for helping you achieve your financial
goals.
Asset Allocation
Determining your asset allocation
— how your portfolio is allocated across major asset classes
such as stocks, bonds and cash — is widely believed to be one of the
most important decisions long-term investors can make. It's also
the core of Dreyfus Managed Asset ProgramSM.
As you can see from the hypothetical
portfolios in the chart, by diversifying your portfolio, you may be able to better manage the balance
between risk and return. This may help you feel more comfortable
staying with your investment strategy over time.
| Asset Allocation:
The Power of Diversification |
|
|
| Source: Ned Davis. Barclays Corporate Bond Index versus S&P 500 Stock Index. Past performance is no guarantee of future
results. Chart is for illustrative purposes only. Risk is measured by standard deviation. Standard deviation is a measure of the variability of an investment's actual return versus the "expected return" for such an investment based on historical returns of the investment class. Although a balanced portfolio can reduce the risk of investing in any one market, there is also less growth potential than a portfolio consisting entirely of stocks. Actual performance of a specific financial investment or mutual fund will be greater or less than any historical index or unmanaged category average.
Investors should be aware that diversification does not insure against market loss and that there is no guarantee that a diversified portfolio will outperform a non-diversified portfolio. |
Systematic Rebalancing
As important as it is to develop
a personalized asset allocation plan that's right for you, it is
also essential to periodically review and rebalance your assets
to help ensure your investment plan is properly aligned with your
goals. Over time, portfolios can easily become over- or underweighted
in different asset classes — throwing off your asset allocation
plan. This is why the systematic account rebalancing feature of
Dreyfus Managed Asset ProgramSM is so important. Once
your personalized plan has been implemented, your portfolio is automatically
reviewed and rebalanced on an ongoing basis, helping ensure that
your current allocations remain in line with your long-term goals.
Comprehensive Reporting
Once you've developed your investment
strategy, monitoring your account's progress against your investment
plan is easy with Dreyfus Managed Asset ProgramSM. A
single monthly statement summarizes your investment activity in
a simple and concise format. You'll also receive Quarterly Performance
Reports, which provide comprehensive account activity and performance
information, including a detailed listing of your portfolio composition
displayed in full-color charts.
Next: One
Personalized Program — Several Options
Call your advisor or 1-800-DREYFUS, or contact
us to learn more about how Dreyfus Managed Asset ProgramSM
can help point your financial future in the right direction.
Minimum account balance for
Dreyfus Managed Asset ProgramSM Mutual Fund Series is
$25,000. Equity separate account portfolios within
the Customized Investment Series require a $100,000 minimum. Fixed-income
portfolios within the Customized Investment Series require a $250,000
minimum.
Investors should consider the investment
objectives, risks, charges and expenses of a fund carefully before
investing. Download
a prospectus that contains this and other information about a fund,
and read it carefully before investing.
|
