Products & Services | Asset Allocation Programs

Asset Allocation Programs

Investing without a strategy? That's a road to nowhere.

Your overall asset allocation plan — how your portfolio is invested across stocks and bonds, growth and value stocks, etc. — is one of the most important decisions you can make as a long-term investor.

That's because asset classes typically rise and fall over time and generally take individual securities with them. So it's your portfolio's "big picture" — not the smaller decisions about specific stocks and bonds — that you should devote the lion's share of your attention to over the long term.

Form your asset allocation strategy carefully, keeping in mind that to maximize its effectiveness, it needs to be custom-designed and updated regularly, and you'll have to stick with it over time.

But don't get intimidated. Get started with a Dreyfus investment program that makes asset allocation easy.

Dreyfus Managed Asset Program^SM: This is the construction stage of your strategy. Together with an advisor, you'll analyze your current portfolio and make any necessary modifications. Then, Dreyfus Managed Asset Program^SM performs ongoing, automatic analysis and rebalancing to make sure your portfolio is still following the plan you originally developed.