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Variable Annuities Variable annuities add tax-deferred growth potential to your portfolio. They are long-term retirement products that offer a multitude of sub-account choices, tax deferral and protection against the possibility of outliving your resources. With the probability of living longer, and the certainty of the effects of taxes and inflation, annuities can help address those variables that can affect your retirement income, as well as the possibility of outliving your retirement savings. Questions? Call 1-800-896-2645 today to find out more information on any of the annuity and insurance products made available by Dreyfus.
Variable annuities are available through MBSC Securities Corporation, a registered broker-dealer, and Dreyfus Service Organization, Inc., a licensed insurance agency. Dreyfus is not affiliated with RiverSource Life Insurance Company of New York or any of its affiliates. Annuities and insurance products that Dreyfus makes available are issued by third party insurance carriers, which are not affiliated with Dreyfus. Most annuities have a tax-deferred feature. So do many retirement plans under the Internal Revenue Code. As a result, when you use an annuity to fund a retirement plan that is tax-deferred, your annuity will not provide any necessary or additional tax deferral for that retirement plan. But annuities do have features other than tax deferral that may help you reach your retirement goals. You should consult your tax advisor prior to making a purchase for an explanation of the tax implications to you. With the probability of living longer, and the certainty of the effects of taxes and inflation, annuities can help address those variables that can affect your retirement income, as well as the possibility of outliving your retirement savings. Variable annuities are insurance products that are complex investment vehicles. Before you invest, be sure to ask your registered representative about the variable annuity's features, benefits, risks and fees, and whether the variable annuity is appropriate for you, based upon your financial situation and objectives. Variable annuities are subject to market risk, including possible loss of principal. Investors should consider the investment objectives, risks, charges, and expenses of the underlying investment options and the variable annuity carefully before investing. Ask for a prospectus by calling 1-800-896-2645 or download the prospectus and download the prospectus supplement containing this and other information about the underlying investment options and the variable annuity, and read it carefully before investing or forwarding money.
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